Welcome to FSPagar.com. These Terms & Conditions (“Terms”) govern your access to and use of our website (https://fspagar.com) and mobile application (collectively, the “Platform”), as well as any services, features, content, or applications offered by FSPagar.com (“we,” “our,” “us”).

1. Acceptance of Terms
By accessing or using our Platform, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms or the Privacy Policy, please do not use our Platform.

2. Use of the Platform
2.1 Account Registration
You may need to create an account to access certain features of our Platform.
You agree to provide accurate, current, and complete information during registration and to update your details as needed.
2.2 User Responsibilities
You are responsible for maintaining the confidentiality of your account credentials.
You agree to notify us immediately of any unauthorized use of your account.
2.3 Prohibited Conduct
You agree not to:

Violate these Terms or any applicable laws or regulations.
Harm, interfere with, or disrupt the operation of the Platform.
Attempt to gain unauthorized access to our systems or networks.
3. Orders and Payments
3.1 Payment
You agree to provide valid payment information.
You authorize us to charge your payment method for any purchases made through the Platform.
4. Intellectual Property
The Platform and its original content (including text, graphics, logos, and software) are owned by FSPagar.com.
These materials are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.
5. Disclaimer of Warranties
The Platform is provided “as is” and “as available.”
We do not guarantee the accuracy, reliability, completeness, or timeliness of the content or services.
6. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any:

Indirect, incidental, special, consequential, or punitive damages.
Loss of profits or revenues, whether incurred directly or indirectly.
Damages arising from the use of the Platform or any services obtained through it.
7. Indemnification
You agree to indemnify and hold harmless FSPagar.com, its affiliates, officers, directors, employees, agents, and suppliers from any claims, liabilities, damages, losses, costs, or expenses (including attorneys’ fees) arising from:

Your use or misuse of the Platform.
Your violation of these Terms.
Your violation of any third-party rights.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Hyderabad, Telangana, without regard to conflict of law principles.

9. Changes to Terms
We reserve the right to modify or update these Terms at any time. Changes will be effective immediately upon posting on the Platform. Your continued use of the Platform after changes are posted constitutes your acceptance of the revised Terms.

10. Contact Us
For any questions regarding these Terms, please contact us at:

📧 info@fspagar.com